Seth Kamens, CPA,MBA, Managing Member at Kamens & Associates, was recently quoted in a Mass Mutual article written by Amy Fontinelle to discuss early retirement offers.

In the article, Kamens touched upon why companies offer early retirement. For employees considering an early-retirement offer, the decision can become even more complicated when there is uncertainty about the company’s future plans and the possibility of layoffs. Kamens shared, “There’s most likely a reason they’re offering it to you. If they’re getting rid of a division, your job will be in jeopardy one way or another.”

Kamens additionally discussed the possibility of negotiating an early retirement offer. “If they are asking you for early retirement, to a degree there is leverage on your end and to a degree there is leverage on theirs,” Kamens noted the ability to negotiate “depends on the rationale for the severance and how long you’ve been there.”

To read the article in its entirety, please click here: https://blog.massmutual.com/retiring-investing/evaluate-an-early-retirement-offer For more information on the firm, please visit https://kamenscpa.com/ or call: (973) 740-0880.

ABOUT SETH KAMENS:
Seth Kamens is the Managing Member of Kamens & Associates, and a New Jersey and New York Certified Public Accountant. His education and work experience in financial services, accounting and entrepreneurial endeavors uniquely qualifies him as an ideal resource for closely held businesses, startups, and established firms.

As a CPA and former financial advisor, Seth brings a powerful and diverse background to help clients achieve both their short-term and long-term financial goals.
Always interested in promoting the industry, Seth has spoken about CPA and entrepreneurship to students at St. Peters College, Jersey City, NJ.

Prior to starting Kamens & Associates, Seth worked at several well-known New York City firms, such as Morgan Stanley, Merrill Lynch, Deloitte, and Cohn, with an accentuation on tax and financial planning. He holds an MS in Accounting from Pace University, an MBA from George Washington University with a joint focus in Finance and International Business, and a BA from the University of Maryland.

ABOUT KAMENS & ASSOCIATES:
Since 2012, Kamens & Associates has been helping individuals, families, and businesses make smarter financial decisions. Based in Livingston, NJ, with additional offices in North Arlington, NJ, we're a full-service accounting, consulting and tax firm that believes in relationships over transactions. We believe in “our strength, your numbers…”

Our team offers hands-on support in everything from tax planning and bookkeeping to IRS resolution, estates and trusts, and startup consulting. We don’t just crunch numbers, we help clients see the big picture, plan ahead, and feel confident in their next steps.

At Kamens & Associates, we aim to be the first call when a financial question comes up. We’re proactive, thoughtful, and genuinely invested in the people and businesses we serve. Accounting isn’t just about compliance anymore, it’s about collaboration, clarity, and creating better outcomes.

We are proud members of the American Institute of Certified Public Accountants (AICPA) and the New Jersey Society of Certified Public Accountants (NJCPA) committed to delivering advice you can count on, year after year.

ABOUT MASS MUTUAL:
Founded in 1851, MassMutual is a mutual life insurance and financial services company committed to helping people secure their future and protect the ones they love. For 175 years, the company has focused on the long-term interests of its policyowners, members and customers, providing solutions across insurance, annuities, wealth management, and retirement income.

With a foundation built on financial strength, trust and mutuality, MassMutual works with individuals, families, and businesses to help build financial security at every stage of life.
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