Report: New Jersey Ranks 6th For Highest Number of People with Perfect FICO Scores

Experian has recently published a new study on the number of people in the US with an 850 FICO score. In this report, we’ve analyzed data from the 4th quarter of 2018 to highlight the characteristics and locations of US consumers who hold an 850 score.

In fact:

  • New Jersey has the 6th highest concentration of people with perfect FICO scores by state, at 1.58%.
  • 38% of people with a perfect FICO score earn less than $75K on average, showing that income is not a factor in determining FICO score.
  • Baby boomers held the majority of perfect FICO scores, accounting for 58% of people with an 850.

See the full article here: https://www.experian.com/blogs/ask-experian/perfect-scores-who-has-them-and-what-do-they-have-in-common/

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